Photo Number Seventy-Two

I didn't think too much of this photo at first.  Then I began to fix some damage on it.  I thought that this was an older lady..you know at least forty!  She is young..probably barely twenty..and is she thin or what..she has a tiny little waist.  She appears to be wearing a short jacket over a blouse. I was intrigued with her necklace or beads..why do you suppose they are looped upward.
I could not find anything out about the photographer, EW Glaze of Lyons, KANS.   I am not sure how I should date this photo..1890?  Norkio is great with womens dresses..so I hope she is still reading, perhaps she can give us some insight! This is a Jinglebob South Dakota Photo.
Thanks for stopping by, do come again:)
Update***
Norkio: I would say the bolero jacket is 1890s as well. The sleeve is large at the upper arm and fitted at the lower arm, plus those jackets were popular during that time period. The high neck on the dress underneath is also from that decade. I'd guess the bolero is wool with silk trim and the dress is silk. It's gorgeous. The trim on the jacket is so time consuming to make, I'll never do it myself. The necklace I'd speculate is too long and she pinned it up mid-chest so that it would be seen. If you guess that she took up 2-3 inches on either side of the drape, it's a good 6 inches longer than the lowest point and would have gotten lost in her lap, lol. You can see it's pinned within the fold of her blouse, which is also indicative of the "pigeon breast" style in that decade. This lady is so small she can wear this style nicely, women with a larger bust simply look top heavy in this style. The best guess I can give is the decade of 1890. First stare of fashion, early 90s, lagging behind or middle America, late 90s.